Insurance
Dental Insurance
In-network plans and how we help you use your benefits.
Using Your Dental Insurance at Belfast River Dental
Dental insurance can be confusing — every plan is different, and even patients on the same insurance carrier often have very different coverage. We’ll help you make sense of your benefits and give you a clear estimate of what your visit will cost before treatment begins.
If we’re in-network with your plan, we’ll file your claim for you. If we’re not, we can still file the claim as a courtesy so any out-of-network benefits are applied.
Plans We’re Currently In-Network With
In-Network
- Blue Cross Blue Shield Grid + In-Network
- Blue Cross Blue Shield Grid Prime Complete 300 In-Network
- Connection / GEHA TPA In-Network
- United Concordia ADDP In-Network
- United Concordia TDP In-Network
Coming Soon
We are currently in the credentialing process to join the following plans. Please call to confirm current status before booking:
- Delta Dental PPO Pending
- Delta Dental Premier Pending
Please note: Insurance participation status can change. We recommend calling our office at (912) 296-2023 before your visit to confirm we’re currently in-network with your specific plan.
What Being “In-Network” Actually Means
Being in-network with a plan means we’ve agreed to specific negotiated fees for covered services. In practice, that usually means lower out-of-pocket cost for you compared to seeing a dentist who’s out-of-network.
It does not mean every procedure is covered, that your visit will be free, or that we can predict exactly what your insurance will pay. Coverage depends on your specific plan, your employer’s contract, your annual maximum, your deductible, and what treatments the plan considers necessary.
Before any significant treatment, we’ll give you a written estimate of your out-of-pocket cost based on your plan’s response. If the insurance company’s final payment turns out to be different, we’ll either refund you or send a statement for the difference.
Don’t See Your Plan?
If your insurance isn’t listed above, you may still have out-of-network benefits that reduce your cost. Call our office and we’ll help you understand what your plan may cover.
If you don’t have dental insurance at all, our in-office membership plan is a simple alternative built for the way we practice.
Insurance FAQs
What’s the difference between in-network and out-of-network?
In-network means we have a contract with the insurance company at pre-negotiated fees. Out-of-network usually means higher out-of-pocket cost for you, though many plans still pay a portion. Being in-network doesn’t guarantee coverage for any specific procedure.
Will you file my claim for me?
Yes. For in-network plans, we file claims and receive payment directly from the insurance company. For out-of-network plans, we can still submit the claim as a courtesy so any benefits are applied to your account.
How do I find out what my plan covers?
We’ll help. Bring your insurance card to your first visit or share your details ahead of time. We’ll contact your insurance company to verify coverage and let you know what your plan may pay for your recommended treatment.
Do I still owe anything if you’re in-network?
Almost always, yes. Most plans have deductibles, co-insurance, annual maximums, and services that aren’t covered at 100%. We’ll give you a clear estimate of your portion before treatment starts.
I have Delta Dental — can I be seen?
Yes, we’re happy to see you. We’re currently in the credentialing process to join Delta Dental PPO and Delta Dental Premier, but we’re not yet in-network with those plans. Until that’s finalized, we can still file your claim on an out-of-network basis. Please call to confirm current status.
What if my insurance isn’t listed?
Call us. Many plans offer out-of-network benefits, and we can help you understand what your plan may cover before you commit to treatment.
Not Sure If We Take Your Plan?
Call our office and we’ll verify your benefits and give you a clear picture of your out-of-pocket cost.